body{background:#fff}
.site-header{position:relative;inset:auto;justify-content:space-between;gap:24px;min-height:64px;height:auto;padding:14px max(28px,calc((100vw - 1180px)/2));background:#fff;color:var(--ink);border-bottom:1px solid var(--line)}
.site-header .wordmark{color:var(--ink);font-size:28px}
.site-header nav{display:flex;gap:28px;align-items:center;flex-wrap:wrap;font-size:14px}
.site-header nav a{font-weight:600}
.site-header nav a:hover{text-decoration:underline;text-underline-offset:4px}
.breadcrumbs{max-width:1180px;margin:0 auto;padding:19px 30px 0;display:flex;gap:11px;flex-wrap:wrap;color:#7b807c;font-size:12px}
.breadcrumbs a:hover{text-decoration:underline}
.article-shell{max-width:1100px;margin:auto;padding:44px 28px 110px}
.article-grid{display:grid;grid-template-columns:180px minmax(0,1fr);gap:38px;align-items:start}
.article-rail{position:sticky;top:26px;margin-top:420px;color:#535953}
.article-rail nav{display:grid;gap:2px}
.rail-heading{margin:0 0 13px;color:var(--ink);font-size:21px;font-weight:650;letter-spacing:-.04em}
.article-rail a{display:block;padding:9px 13px;border-left:3px solid transparent;border-radius:0 5px 5px 0;font-size:13px;line-height:1.35}
.article-rail a:hover,.article-rail a:focus-visible,.article-rail .rail-current{border-left-color:#32684b;background:#eef7e8;color:#23523c}
.rail-help{margin:27px 0 0;border:1px solid var(--line);border-radius:9px;padding:16px 14px}
.rail-help strong,.rail-help p,.rail-help a{display:block}
.rail-help strong{font-size:13px;margin-bottom:6px}
.rail-help p{font-size:12px;line-height:1.45;color:#5f6870;margin-bottom:9px}
.rail-help a{padding:0;border:0;border-radius:0;background:none;color:#1c5b45;font-size:12px;font-weight:650;text-decoration:underline;text-underline-offset:3px}
.article-body{min-width:0;font-size:16px;line-height:1.55}
.article-body p{line-height:1.55}
.article-body a:not(.button){text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
.article-body a:hover{color:#326244}
.article-body a:focus-visible,.article-rail a:focus-visible,.site-header a:focus-visible,.breadcrumbs a:focus-visible{outline:3px solid #326244;outline-offset:3px;border-radius:3px}
.article-intro .eyebrow{margin:0 0 20px;color:var(--ink);font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}
.article-intro h1{max-width:520px;margin:0 0 21px;font-size:clamp(46px,5.8vw,65px);line-height:1.03;letter-spacing:-.055em;font-weight:500}
.article-hero-image{display:block;width:100%;height:auto;aspect-ratio:3.35/1;object-fit:cover;border-radius:8px;margin:0 0 17px}
.article-lede{font-size:17px;line-height:1.48!important;margin-bottom:14px;color:#3e4950}
.article-meta{font-size:12px;color:#59635c;margin-bottom:0}
.article-meta span{padding:0 7px}
.start-panel{margin-top:21px;background:linear-gradient(110deg,#f0fbd8,#e6f5cb 50%,#f1fbdc);border-radius:9px;padding:25px 27px 31px}
.panel-kicker{margin:0 0 8px;color:var(--ink);font-size:12px;font-weight:750;letter-spacing:.13em;text-transform:uppercase}
.article-body h2{font-size:clamp(31px,3.3vw,42px);line-height:1.13;letter-spacing:-.045em;font-weight:550}
.start-panel h2{font-size:31px;margin:0 0 8px}
.start-summary{font-size:16px;max-width:620px;margin:0 0 24px}
.quick-steps{list-style:none;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));margin:0;padding:0}
.quick-steps li{display:flex;align-items:flex-start;gap:10px;min-width:0;padding:0 12px;border-right:1px solid #c9e5b4;font-size:13px;line-height:1.35}
.quick-steps li:first-child{padding-left:0}
.quick-steps li:last-child{padding-right:0;border-right:0}
.quick-steps strong,.quick-steps small{display:block}
.quick-steps strong{font-weight:700;margin:3px 0 5px}
.quick-steps small{font-size:12px;line-height:1.4;color:#4f5e50}
.step-number{flex:none;display:grid;place-items:center;width:34px;height:34px;border-radius:50%;background:var(--lime);color:var(--ink);font-size:16px;font-weight:700}
.article-section{margin-top:34px;padding-top:22px;border-top:1px solid var(--line);scroll-margin-top:28px}
.article-section .section-kicker{display:none}
.article-section h2{margin:0 0 9px}
.article-section>p{margin-bottom:19px;color:#465159}
.notice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:23px 0 18px}
.notice-card{display:flex;flex-direction:column;border-radius:9px;padding:20px 19px 19px}
.notice-card-nonrenewal{background:#faeeed}
.notice-card-change{background:#f0f7ec}
.notice-card-heading{display:flex;align-items:flex-start;gap:12px;min-height:91px}
.notice-icon{flex:none;display:grid;place-items:center;width:39px;height:39px;border-radius:50%}
.notice-icon-red{background:#ffbbb9;color:#512727}
.notice-icon-green{background:#d5f296;color:#213927}
.notice-icon .material-symbols-outlined{font-size:22px;line-height:1}
.notice-card h3{font-size:19px;line-height:1.15;margin:2px 0 5px;font-weight:650;letter-spacing:-.035em}
.notice-card-heading p{font-size:13px;line-height:1.4;margin:0;color:#4d575b}
.notice-card ul{padding-left:18px;margin:8px 0 14px;font-size:13px;line-height:1.45}
.notice-card li{padding-left:1px;margin-bottom:6px}
.notice-card-link{border-top:1px solid #d8dcd3;margin:auto 0 0;padding-top:12px;font-size:12px;line-height:1.4}
.notice-card-link a{color:#185b47;font-weight:650}
.article-callout{border-left:3px solid #88a95c;background:#f4f6ee;padding:15px 18px;margin:0!important;font-size:14px}
.action-list{list-style:none;padding:0;margin:22px 0 29px}
.action-list li{position:relative;display:grid;grid-template-columns:46px 1fr;gap:13px;padding:0 0 23px}
.action-list li:not(:last-child):before{content:"";position:absolute;top:38px;bottom:0;left:19px;width:1px;background:#d6e5b3}
.action-number{position:relative;z-index:1;display:grid;place-items:center;width:39px;height:39px;border-radius:50%;background:var(--lime);font-size:16px;font-weight:700;color:var(--ink)}
.action-list h3{font-size:20px;line-height:1.25;letter-spacing:-.035em;font-weight:650;margin:0 0 5px}
.action-list p{font-size:15px;margin:0;color:#4a5359}
.compare-panel{scroll-margin-top:28px;margin-top:43px;border-radius:10px;background:var(--lime-pale);color:var(--ink);padding:29px 32px;border:1px solid #d9ebbd}
.compare-panel .panel-kicker{color:#406842;margin:0 0 10px}
.compare-panel h2{max-width:620px;margin:0 0 15px;font-size:31px}
.compare-panel>p:not(.panel-kicker):not(.compare-note){font-size:15px}
.compare-panel .button{margin-top:6px;background:var(--green);color:#fff;text-decoration:none}
.compare-panel .button:hover{background:#205d46;color:#fff}
.compare-panel .compare-note{border-top:1px solid #cbdcb8;margin:25px 0 0;padding-top:17px;color:#48584a;font-size:13px;line-height:1.5}
.article-sources{margin-top:41px}
.article-sources h2{font-size:28px}
.article-sources p{font-size:14px;color:#585a54}
@media(max-width:850px){
  .article-shell{padding-top:33px}
  .article-grid{grid-template-columns:minmax(0,1fr);gap:0}
  .article-rail{position:static;margin:0;order:0;min-width:0;overflow:hidden}
  .article-rail nav{display:flex;align-items:center;gap:5px;overflow:auto;white-space:nowrap;padding-bottom:9px}
  .article-rail .rail-heading{margin:0 9px 0 0;flex:none;font-size:13px;text-transform:uppercase;letter-spacing:.1em}
  .article-rail a{border-left:0;border-bottom:2px solid transparent;padding:8px 9px;flex:none}
  .article-rail a:hover,.article-rail a:focus-visible,.article-rail .rail-current{border-left:0;border-bottom-color:#32684b}
  .rail-help{display:none}
  .article-body{order:1;margin-top:31px}
}
@media(max-width:600px){
  .site-header{padding:16px 20px;gap:12px;align-items:flex-start;flex-wrap:wrap}
  .site-header .wordmark{font-size:26px}
  .site-header nav{width:100%;gap:14px;font-size:12px}
  .breadcrumbs{padding:13px 20px 0;font-size:11px}
  .article-shell{padding:26px 20px 72px}
  .article-body{margin-top:26px}
  .article-intro h1{max-width:none;font-size:clamp(38px,10vw,50px);margin-bottom:18px}
  .article-hero-image{aspect-ratio:2.15/1;margin-bottom:18px}
  .article-lede{font-size:17px}
  .article-meta{font-size:11px}
  .start-panel{margin-top:25px;padding:23px 21px}
  .start-panel h2{font-size:28px}
  .quick-steps{grid-template-columns:1fr;gap:14px}
  .quick-steps li{padding:0;border-right:0}
  .article-section{margin-top:28px}
  .article-body h2{font-size:32px}
  .notice-grid{grid-template-columns:1fr}
  .notice-card{padding:20px}
  .notice-card-heading{min-height:auto;margin-bottom:11px}
  .action-list li{grid-template-columns:39px 1fr;gap:10px}
  .action-list p{font-size:14px}
  .compare-panel{margin-top:35px;padding:25px 22px}
  .compare-panel .button{white-space:normal;text-align:center}
  .article-sources h2{font-size:26px}
}